Willoughby, Eastlake and Perry Township real estate and homes for sale in Ohio - The Crockett Team, REALTORS® The Crockett Team REALTORS(r) for Willoughby, Eastlake and Perry Township, Ohio real estate - NUMBER1EXPERTS™ The Crockett Team NUMBER1EXPERTS(tm) for Willoughby, Eastlake and Perry Township, Ohio real estate
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The Crockett Team, REALTOR®, real estate agents and broker for Willoughby, Eastlake and Perry Township Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 440-974-7444.


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First Time Homebuyers: Willoughby, Eastlake and Perry Township Ohio home buying, real estate listings, and homes for sale in Lake County, OH
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Be Smart and Work with the Very Best! 

The smartest move First-Time Homebuyers can do is to work with the best Realtor in the business (We're recommending The Crockett Team). If you lack experience, your Realtor should not. Our service is FREE for buyers so it only makes sense to have your best interests represented by one of our Buyer Specialists who will take the time to help you through the entire exciting process.  

Many First-Time Homebuyers feel intimidated by the whole process which may seem overwhelming and complicated. This is only natural. We understand this and, therefore, work hard to provide the very best counsel and service we can in order to make buying your first home stress-free and fun.  

One of our great Buyer Specialists can help you with financing (and they are experts at the many great first-time buyer programs) and answer all of the questions and concerns you may have. Buying your first home is an important business decision too and it's important that you get it right. Our job is to take care of the details. Your job is to pick out your dream home.  

When we first meet to discuss set up a game plan, we'll review our HomeBuyer Workbook (our gift to you) that will explain many of the details involved in buying a home. This resource will prove helpful in answering many of your questions. There's also a section in the back where you can make notes on homes that you have seen. You'll want to hang on to this till the day you move in.  

This will be fun! We're really excited about helping your find your first dream home!  

Let's get started. Tell us a little bit about your situation in the form below. We'll get right back to you. There's absolutely no charge for this service and there are no strings attached. If you'd rather call, the number is 440-974-7444. 

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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Real Estate Trivia
Q 
What are considered the ideal conditions for a buyer's market?

A 
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
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The Crockett Team, REALTOR®, real estate agents and broker for Willoughby, Eastlake and Perry Township Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Crockett Team
Howard Hanna Smythe Cramer

34601 Ridge Rd.
Willoughby, OH. 44094
Phone: 440 974-7444
Toll Free: 800 955-SOLD
Fax: 440 974-7440
Email: Service@TheCrockettTeam.com

The Crockett Team is Lake and Geauga County's leading full service Realtor team whose business success is based on a results oriented team approach. This dedication to service has resulted in The Crockett Team being honored by Realtor Magazine as the Top 100 Realtors out of over 1 Million Realtors in the USA. The Crockett Team gets results!

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